Posts Tagged ‘time’

Residential Or Commercial Property Investment

April 16th, 2011

Residential property investment has been the primary focus for most property investors in New Zealand as it is an easily understood form of investment, carries with it less risk of vacancies and can be more readily saleable in a depressed market.

For these reasons commercial property investment has been largely overlooked by many investors; even though this class of property can provide you with much greater levels of return than that from a purely residential investment. An immediate benefit to the owner is that commercial tenants pay for outgoings on the building such as insurance, rates, building Warrant of Fitness fees, repairs and maintenance and often management fees.

As a property investor, if you are looking to diversify your residential investments, then commercial property would be the next logical step. However, it is true that residential investors are often wary of entering the commercial property market due in part to their lack of understanding on the driving factors behind commercial investment and perceived risk in re-letting a property should it become vacant.

Vacant commercial properties have certainly suffered more than residential in the past when it comes to finding a tenant and prolonged vacancies can occur. Furthermore, getting a new tenant signed up can be expensive. Agents fees of 13% to 15% of the first years rent, and inducements such as a rent holiday and/or help with fitout costs are often expected. » Read more: Residential Or Commercial Property Investment

How to Make a Good Residential Property Investment

March 21st, 2011

Why is it that when people decide to make a residential property investment that they allow their emotions to make their decisions for them? We allow pure emotion to dictate the area, the price and our perception of potential growth to make one of the biggest financial decisions we are likely to make in our lives for us.

Yes, it is nice to know that you are buying in a good area and that the property has all of the trimmings we are looking for, but we forget that this is still an investment decision which will have a great impact on our financial future and forget completely that an incorrect decision when it comes to investing in a residential property could have catastrophic implications on our financial future.

Would it not be better to detach emotion from the investment and actually run the potential investment through proven and accurate systems and principles before we make this investment decision so as to be able to be sure that our investment decision is sustainable and in our own financial interest before we make the decision?.

Luckily there are such systems and principles available which can help us to make these important investment decisions and if used correctly we will be able to know the financial impact of our decisions before actually committing to any signed agreements. By taking the time to do this we will greatly reduce the chances that we will loose this investment and all the money which we have committed to it when market conditions decide to take a turn for the worse. » Read more: How to Make a Good Residential Property Investment